Interest Free & Long Term Finance Options
6 or 12 Months Interest Free Finance is available on most products through GEM Visa. 6 or 12 Months Interest Free Finance is also available through NOW Rewards Visa. T&Cs apply see below for details. Longer term Interest Bearing Finance is available through Finance Now for terms between 6 and 48 months. T&Cs apply see below for details.
GEM Visa
Get 6 or 12 Months Interest Free on purchases over $250. If you already have a GEM Visa or GEM CreditLine account you can can place your order and we'll contact you to set up the payment via the GEM Portal. To apply for GEM Finance please use this link Apply Now
T&Cs : Credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($65 Gem Visa (charged $32.50 half yearly)/$65 Gem CreditLine (charged $32.50 half yearly)) apply. Prevailing interest rate (currently Gem Visa 29.49% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Further information on rates and fees can be found at Gemfinance.co.nz. Credit provided by Latitude Financial Services Limited.
NOW Rewards Visa
Not only can you use your
NOW Rewards Visa Card for everyday purchases and earn rewards everywhere* you shop, but you also have the option of Long Term (6 or 12 Months) Interest Free Finance. Interest Free Finance is now available online and in-store. To learn more about
NOW Rewards Visa Card click here. To apply for
NOW Rewards Visa Card please use this link Apply Now
*NOW Rewards Visa terms and conditions, credit criteria, rates and fees (including a one-off $55 establishment fee and a $34 account fee charged 6-monthly) apply. Purchase interest rate of 26.65% p.a. applies to the outstanding balance after interest free term ends. Cash advance interest rate of 29.40% p.a. applies. Rates and fees are subject to change. NOW Dollars can be redeemed at Participating Retailers only. NOW Dollars cannot be earned or redeemed on long-term interest free purchases. Visit NOWvisa.co.nz for more information.
Finance Now
Interest bearing finance is available through Finance Now for terms between 6 and 48 months. To apply online first click the Finance Now Finance Application link and check that you meet the criteria, then fill out your contact details and submit to be taken to the Finance Now website where you can fill out the application details.
How to Apply with Finance Now
- Click the Finance Application link and check that you meet the criteria, then fill out your contact details and submit to be taken to the Finance Now website where you can fill out the full application details.
- If you are approved for finance you will get an email from Finance Now with an approval number and password. If you live in Auckland you simply need to come into the Mix Foundation store with your approval number, password and ID to set up the paperwork and pick up the gear, or...
- If you live out of Auckland you will need to contact us with your Finance Now approval number and password, and we'll organise a time to contact you by phone or messenger to complete the finance paperwork electronically. Once the paperwork is completed we can then courier the gear directly to you.
T&Cs : The Finance Now default Interest Rate is 22.5% (for interest bearing loans), there is an Establishment Fee of $75 and a Monthly Service Fee of $2.95. Terms and conditions, and normal lending criteria apply. Please note that in submitting your application on the Finance Now website you are NOT obliged to proceed with a purchase. Your finance purchase is only completed when you electronically authorise the paperwork.
All of your personal information is treated with adherence to our Privacy Policy.
Please feel free to contact us with any questions about finance.
