GEM 6 or 12 Months Interest Free Finance

We have 6 or 12 Months Interest Free Finance available on virtually everything we sell through GEM Finance. Standard interest bearing finance is also available through Finance Now.

GEM Finance

Get 6 or 12 Months Interest Free on purchases over $250. If you already have a GEM Visa account you can simply use this straight away in the shopping cart checkout. To apply for GEM Finance please use this link  Apply Now

T&Cs : Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine), apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free period. Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited. 

Finance Now

Interest bearing finance is available through Finance Now for terms between 6 and 48 months. To apply online first click the Finance Now Finance Application link and check that you meet the criteria, then fill out your contact details and submit to be taken to the Finance Now website where you can fill out the application details. 

How to Apply with Finance Now

  1. Click the Finance Application link and check that you meet the criteria, then fill out your contact details and submit to be taken to the Finance Now website where you can fill out the full application details.
  2. If you are approved for finance you will get an email from Finance Now with an approval number and password. If you live in Auckland you simply need to come into the Mix Foundation store with your approval number, password and ID to set up the paperwork and pick up the gear, or...
  3. If you live out of Auckland you will need to contact us with your Finance Now approval number and password, and we'll organise a time to contact you by phone or messenger to complete the finance paperwork electronically. Once the paperwork is completed we can then courier the gear directly to you.

The Finance Now default Interest Rate is 19.95% (for interest bearing loans), there is an Establishment Fee of $65 and a Monthly Service Fee of $1.80. Terms and conditions, and normal lending criteria apply.

Please note that in submitting your application on the Finance Now website you are NOT obliged to proceed with a purchase. Your finance purchase is only completed when you electronically authorise the paperwork. 

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Please feel free to contact us with any questions about finance.